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NO SELLING
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WORK YOUR OWN HOURS IN YOUR HOME OFFICE
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LICENSE NOT NEEDED
Dallas Beardsley Insurance, licensed since 1993, is working nationally to help seniors obtain additional income by converting their life insurance policies into life settlements.
Life settlements allow a life policy holder, in most cases 65 years or older, to obtain cash for unwanted or unaffordable policies.
At some point many seniors find that they need cash for living expenses instead of their existing policies.
It is the obligation of a licensed professional, who is a settlemet specialist, to discuss the potential benefits of life settlements with clients.
Although statistically 90% of seniors do not know they have this option, life settlements were established and legalized in 1911 through a Supreme Court decision (Grigsby v Russell) which deemed a life insurance policy an asset that can be sold.
We are seeing an increase in this area of our business.
The commission for our settlement specialists in most cases is $5,000 and up.
The largest commission we have seen was a triple play, 3 sales with one client; a term conversion, life settlement, and annuity, for a total commission to the settlement specialist of $657,940.
Yes, this was an exceptional case, however, it happened.
Commissions can be very large.
Life settlements annual volume nationaly is due to hit $13 billion dollars a year.
While policy holders received $1.
1 billion dollars in payouts last year from selling their policies, agents earned $96 million dollars.
Warren Buffett and Bill Gates are inspired by the growth of the industry as it is already a $13 billion dollar industry and 90% of the senior market are still not aware that they have this option.
Buffett and Gates big stake in the settlement industry is outlined in "Berkshire Hathaway Strikes Again.
"
We pay our lead generators 50% of whatever our commission is.
In most cases that 50% is around $2,500 for every lead that evolves into a settlement.
When our commission is higher the fee for the lead generator is higher.
If our commission is 100K or more we pay the lead generator 30% of whatever our commission is.
Lead generators are also paid their fee on all referral business.
We receive a lot of referral business coming from the original lead.
We have been using lead generators since 1993 and we are very aware of their value.
Lead generators have the freedom to work when they want without bosses or quotas.
There are no charge backs with life settlements.
We are able to provide free lists of the names and numbers of every individual 65 and over in the country to our lead generators.
We starat our lead generators out with thousands of names and numbers in 3 different time zones.
These lists are provided without charge for as long as they want them.
There are 54 million people 65 and older in the U.
S.
according to the U.
S.
census bureau.
Lead generators are the most important part of our marketing department which includes mailout leads, internet leads, dialers, and referrals, although we use different marketing tools depending on the product we are working with.
We provide a simple script and knowledge of settlements is not required.
This is not sales.
Our lead generators provide information and education.
A perspective client wanting more information regarding their individual situation is a lead for a settlement specialist to follow up on.
We work with the top settlement specialists in the country.
Some lead generators who are so inclined are able to use other options to get leads such as: a blog, website, social media, senior gatherings, etc.
In addition to unlimited lists of seniors, we provide all additional marketing tools that may be needed This is information we have developed over a period of time working with people who retired out of the industry or have become very successsful.
It is the information they developed and what made them successful.
It is invaluable to us.
In addition, some lead generators have evolved into settlement specialists.
This, of course, is optional.
dallasbeardsleyinsurance.
com
Licensed in Insurance and Financial Services since 1993
If this sounds like it may be a fit for you then call our corporate offices at 888-489-0130, ext.
456, for an overview of this opportunity.
Listen to it as many times as you like and leave your name and number if you would like to speak to us.
Please leave your name and number twice and speak clearly.
Please do whatever checking you need to do before you leave your information.
Thank you
• Phone : (888) 489-0130 ext. 456
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